Margaret Mary  ORourke is giving a free lecture on Qualified Retirement Trusts. Generally for a retirement fund, you name a beneficiary(ies) on the Designated Beneficiary form provided by the financial institute. However, you may want to reconsider simply naming a beneficiary if: the beneficiary is a minor; the beneficiary does not have capacity to manage the funds; the beneficiary is receiving any means tested government benefits; if you feel the beneficiary needs help managing the gift; or if you want to make sure the beneficiary takes the full stretch-out benefit. Time: 5:30 PM Place: Ad Hoc Mendocino, 45160 Main Street, Mendocino 
Please email mendocinolegal@mcn.org if you plan to attend.